Access applicant’s real time financial data and behaviour and use these insights to safely assess credit worthiness and lend more, to more people. Fast, efficient and cost-effective credit decisioning, with a firm focus on customer outcomes.
Make better decisions about your customers’ ability to take on regular financial commitments. Identify sources of funds, validate a customer’s bank account and spot indicators of vulnerability…all in one place.
Our Open Banking powered Affordability Dashboard gives lenders a new lens on true affordability. Applicants benefit from reduced financial exclusion and fairer lending decisions. Whilst lenders can save time, reduce overheads and tackle delinquency.
Our Open Data Platform helps firms comply with the FCA Consumer Duty. Our data lake helps firms segment and understand their customers’ needs, characteristics and behaviours including how and why customers use (or fail to use) financial services.
Whether you want to create your own solution, or you want us to do it for you — we have the technology for it. Our experienced team is here to support you now and in the future.
