During the last two decades, Open Banking has evolved from a niche concept to a significant force shaping the financial landscape in the UK. And it hasn’t hasn’t just been enabling high-tech systems and flashy apps. It’s changing the way businesses engage with and serve their customers.

From an alternative to your debit cards to speaking with smart advisors, we've rounded up the top 10 tech innovations set to revolutionise how you manage, move and even think about money.