We have partnered with financial inclusion technology company Inbest, to integrate their Benefits Calculator into our Personal Financial Management platform.
Must-attend events to stay on top of the latest in Fintech
With advances in AI, cryptocurrency and robo-advising - just to name a few - the financial service space is changing faster than ever before. Events are an integral part of keeping up to date with the ever quickening pace of technological change in the sector. Today, some of the biggest Fintech events are held in London - Europe’s leading fintech hub and home to some of the most innovative fintech companies. We’ve compiled a list of the 10 most anticipated Fintech events in the next year so that you can hear from leading innovators and technologists in the sector and follow the latest tech trends that are revolutionizing financials services.
Lendit Fintech Europe 2019
26-27 September, London
With over 1,200 fintechs, banks and investors attending, Lendit is a leading event in financial services innovation. This September, 50 panel sessions organised into 4 main themes - digital banking, lending innovation, cutting edge Fintech, and Spendt and Lendit - will explore how lending and banking are converging, and anticipate how Fintech makes its next leap into the future. Also, on a mission to enable more meaningful connections for women in Fintech, we were particularly pleased to see the conference reserve 50 tickets for emerging women in fintech and dedicate half a day to its Women in Fintech Programme.
Platforum ID: the investment distribution conference
2 October, London
We will be joining over 150 experts steering retail investment distribution for a day of dynamic and engaging insight and networking opportunities. Platforum ID is the only conference run by investment distribution experts, for investment distribution experts, and is a great opportunity to hear from professionals working at all points - from manufacturer to end consumer. Asset managers' margins are under pressure from many directions: regulators, low-cost competitors and the Brexit process, and never before has it been so important for us to get together and look out for these dangers and seek out opportunities for the future.
Connect Forum London 2019
3 October, London
Calastone joins together with Funds Europe to present their 2019 industry research ‘The Changing Face of Funds Distribution’. There will be several guest speakers and a panel discussion which will explore changing investor needs, technological innovation on the horizon and insights into the new generation of investors. Not to be missed!
World Fintech Leadership Summer 2019
9-10 October, London
This summit brings together key players and leading experts from the global FinTech and banking industry to discuss how new technologies are shaping the future of global banking. With delegates ranging from fintech and open banking experts, start-up and scale-up leaders interested in meeting the right people, advisors, and regulators looking to educate markets and engage with Fintech and alternative finance options, this interactive networking summit is a unique platform to share insight and perspectives on financial technology and its impact on global finance.
Defined Contribution Indaba
22 October, London
Indaba - meaning ‘business’ or ‘matter’ in the Zulu language - this event will bring together some of the industry’s biggest influences to cover key asset classes and investment opportunities, specifically tailored for defined contribution pension funds. We are pleased to announce our CEO, Sam Seaton, will be speaking on how recent changes to the pension system have impacted engagement in pension saving and will explore the role of Open Banking in delivering a better financial future.
Fintech World Forum 2019
18-19 November, London
Lasting 2 days, Fintech World Forum 2019 will cover a diverse range of topics such as AI and the future of the Fintech sector, blockchain’s impact on the fintech market, the open banking era, emerging opportunities in payments and lending, insurtech, biometrics and cryptos, as well as the need for the fintech revolution to create products with the customer and build trust in the financial industry. It is a great chance to connect with those leading the revolution and be inspired by panelists from MasterCard, ING Bank, Microsoft, IBM and many more.
Fintech Talents
11-13 Nov Fintech Talents
Fintech Talents is the ultimate fintech festival with three days of innovation, collaboration, live tech demos, workshops, live music and more. It promises networking opportunities with leading innovators who are transforming financial services and a chance to pitch to tech leads looking to meet ground-braking solution provides. This is a great opportunity to dig deep into innovation and explore the cutting edge tech and business trends revolutionising the sector!
Fintech Connect 2019
3-4 December, London
This is one of the UK’s leading Fintech conference and exhibition. The 2019 event held in London will bring together over 6,000 of the fintech community as they seek out the latest innovations on the market. Major financial institutions will share best practice and showcase the new products and solutions shaping financial services of the future. This is a fantastic chance to make new industry connections - we particularly like the chance to arrange onsite meetings via the Fintech Connect app.
Artificial intelligence in financial services 2020
4-5 February, London
Do you want to know more about the role of AI in the financial sector? And how you can leverage new tools for the best effect? This event brings together over 200 CEOs from leading financial institutions to answers these questions. The event promises networking opportunities, a chance to learn new perspectives and the up-to-date knowledge to help you to strategise for the future.
London Fintech Week
8-9 July, London
Not to forget, London Fintech Week. This will be an opportunity to connect with those leading the way for Fintech and discover the most disruptive trends of 2020. This summer, themes centred around the future of tech in Financial Services and how Fintech is accelerating our journey to a new global world. The event also hosted an evening for Women in Blockchain dedicated to encouraging women into the space. 2020 promises even more with 2000s attendees, 80 speakers and 40 industry leaders exhibiting.
This is an exciting time for the Fintech sector and it is great to see London is hosting some of the best Fintech events Europe has to offer. This is not an exhaustive list - and there are some great Fintech conferences and networking opportunities to look out for internationally - but it gives you a good idea of what is going on right on our doorstep.
Moneyhub Q&A - L&G Magazine
Samantha Seaton gives L&G magazine round up of how Moneyhub is disrupting the financial sector. Including insights on how the app is benefiting lenders and borrowers as well as how innovations in tech, such as 5G, will take the app to the next level. Asked what the future looks like, Moneyhub aims to unlock the power of Open Data and transform the way customers interact with financial data - truly maximising financial literacy nationwide.
What is Moneyhub?
Moneyhub is a truly unique financial management platform, deployed by companies in their digital propositions (directly as a white-labelled solution or embedded via APIs) enabling an entirely new level of personalisation and customer interaction.
As pioneers of Open Banking, the Moneyhub platform offers the most data links of any aggregation provider in the UK. Giving easy, consolidated access to credit cards, loans, bank accounts, mortgages, investments, pensions, SIPPs, ISAs for the end user.
Through AI, the platform will analyse an individual’s data and offer personalised ‘smart nudges’ to improve financial wellbeing. Standard nudges can be included or excluded on implementation by the company providing the solution, or bespoke nudges that are more tailored to the particular relationship they have with the individual can also be accommodated.
Moreover, by automating simple administration tasks like alerting when a loan-to-value threshold has been crossed on a mortgage, through to complex machine learning insights, Moneyhub removes the time and effort required to achieve optimal financial management.
Culminating with Moneyhub’s Payment Gateway to make nudges immediately actionable means a 40% increase on take up. All at a fraction of the cost of legacy payment methods such as Visa, Paypal and Stripe.
What are the greatest opportunities for borrowers and lenders using a platform like Moneyhub?
Lenders can benefit hugely from including a platform like Moneyhub in their proposition. It automates data capture and gives greater and more accurate insight into the spending patterns of their customers. Lending is no longer binary with a yes or no decision, a third option can easily be presented to help customers not yet meeting the lending criteria.
For borrowers, the platform enables them to be smarter about their finances and make more informed choices when it comes to spending and borrowing.
How do you see the generational gap affecting take up of mobile financial solutions?
In the digital age, consumer expectations are for smarter technology making it easier to achieve their goals.
With mobile financial solutions being utilised across the ages, it is the level of expectation from money platforms that divides the generations the most. Where millennials expect technology to present clear but highly personalised options, the older generation want to understand the reasoning behind any recommendations. In all cases the demand for speed, efficiency and seamlessness is increasing. One key difference is in the device that different generations use to manage their money, be it their mobile phone, browser, or tablet, so it is important to be agnostic and let people choose.
With effortless money management it is now possible to prepare for a sustainable financial future from an early age. It is equally attractive in later life when managing finances in retirement.
Even those that don’t directly embrace technology, and particularly vulnerable individuals, will benefit and be protected via Moneyhub Connect and chosen friends, family, advisers and solicitors.
And from a business perspective, the opportunity to engage with customers across generations and income thresholds is maximised by financial technology.
What will 5G and other innovations in communications make possible?
Knowing the next best thing to do with money and automating the action required will see consumers better off. Open Banking will become Open Data. This means the consumer will be in complete control of all their data encompassing pensions, insurance, medical, property, qualifications, driving profile and so forth. The result will be data working for the consumer to help them achieve their goals and improve their overall wellbeing.
Measuring how often people interact with our digital propositions will be a thing of the past. Outcomes will be the measure of success.
What are your aspirations for the future?
Moneyhub is a people first financial management platform designed to improve financial wellness by empowering individuals while providing businesses with insights that unlock growth. By championing the consent-based sharing of consumers’ financial data, we are seeing the maximisation of financial wellbeing across our client’s customers and employees.
Our goal is to unlock the power of Open Data and transform the way customers interact with financial data. By helping lenders and borrowers alike, we want to create a more sustainable and stable financial world.