Experience the power of Open Banking payments
Simplifying a faster, more secure and lower cost payments process from an authorised PISP through open banking. We make payments friction-free and help to restore customer trust.
Connecting money, connecting people
Improve financial wellbeing
• Quick transfer of funds to new account
• Automate affordable payment plans
• Sweep savings into different accounts
Reduced costs for all
• Eliminate overdraft fees
• Avoid card fees
• Bank to bank, no third parties involved
Faster money transfer
• Frictionless, card free and PIN-free
• Money transferred in seconds
• Process instant refunds
Iron-clad security
• Strong customer authentication by design
• Customer won’t need to share bank account or card details
• No need to key in account number or sort code
A2A payments
Move money from the payer’s bank account to the payee’s bank account (account to account) through our instant payment networks.
These are inexpensive, push-only credit transfers, or single immediate payments, that complete in seconds and bypass card networks, interchange fees and POS legacy systems.
Variable recurring payments (VRPs)
As a provider, safely connect your bank account to a customer’s in order to make a series of payments within agreed parameters.
The timing or amount of each payment need not be fixed which offers more control and transparency than existing regular payment alternatives.
Sweeping VRPs
Move money in between two of one’s own accounts. This has the potential to be a replacement for Direct Debit or holding a ‘card on file’ with a Continuous Payment Authority.
Commercial VRPs
Also known as non-sweeping VRPs, this solution offers an alternative to the Direct Debit which is embedded into a wider range of customer journeys. It has countless applications, including utilities, subscription services, retail and financial institutions.
Pay by link
Enable a secure bank-to-bank payment for anyone with a banking app.
Create and send a simple link or QR code for a fast Open Banking payment.
Payouts
Process refunds and rebates quickly and securely.
Reduce human error, ensuring that money gets deposited into a customer's bank account quickly and reliably.
Account verification
Lean on better payment security using bank-level controls and biometrics.
Prevent fraud and human error by ensuring that payment and payee details match up with registered account information.
WHITE PAPERS
Investments
Set up for saving success
• Effortless transfer of large funds
• Start earning interest straight away
• Discover solutions 
Personal savings
Better money management
• Sweep surplus funds into high interest accounts
• Move money between accounts to anticipate future withdrawals
• Discover solutions
Utilities
More control for the customer
• More control over payment frequency, total amounts and end date
• No penalisation from failed direct debits
• Discover solutions
Retail and ecommerce
Safe and fast payments
• Ideal for high value transactions: significantly lower processing fees
• Frictionless experience, no need for a card
• Discover solutions
Loans and mortgages
Payouts without a hitch
• Better confirmation of payee
• Human error risk reduced
• Discover solutions
