Build and Retain: bridge the withdrawal gap
Customers are more than just their pensions. With investments, savings, lifestyle goals and even other pensions, how are you ensuring that you’re engaging members across the full picture of their finances?
Engage members monthly, not annually, through real-time financial insights. Our timely nudges make depositing easy to perform and understand, helping your members to take action more often.
Make pensions investments more attractive to members through intuitive and smart in-app journeys, even in early and mid-life. Help your members perceive pensions as the tax-efficient superpower they are, and see engagement rates flourish.
Increase user engagement by 62%
Use an individual’s data to show the next right step – and then, help your member take action. From increasing deposits to slowing drawdown, open banking gives you the full picture of a customer’s holistic financial world.
But it only works if members feel they receive meaningful value. Work with Moneyhub to implement tried and tested nudges for high satisfaction and maximum engagement, and help your members treat their pensions like investments for consistent deposits across the lifetime.
Find spare cash, build long-term habits
We find spare cash that members can sweep into long term investments and pensions, helping members build for the long term. Our clients create long lasting member relationships, securing assets under management for longer and optimising drawdown times.
Build trust and assets
Use the data to make the right offer, at the right time.
Share mortgage offers once the ‘house fund’ goal has been met.
Offer airline points credit cards when you spot a travel insurance purchase.
Propose a loan consolidation when users are missing their debt repayments.
Provide additional value added services that are tangible to today’s lifestyle and sweep the savings to fund retirement lifestyle by building assets faster.
“This initiative is not just about technology. It’s about empowering individuals to make better-informed decisions that guide them towards a more secure financial future.”
Graeme Bold Director of Workplace Pensions, Scottish Widows